be those who are left behind。
Today； I find so many people struggling； often working harder； simply because they cling to old ideas。 They want things to be the way they were； they resist change。 I know people who are losing their jobs or their houses； and they blame technology or the economy or their boss。 Sadly they fail to realize that they might be the problem。 Old ideas are their biggest liability。 It is a liability simply because they fail to realize that while that idea or way of doing something was an asset yesterday； yesterday is gone。
One afternoon I was teaching investing using a board game I had invented； CASHFLOW； as a teaching tool。 A friend had brought someone along to attend the class。 This friend of a friend was recently divorced； had been badly burned in the divorce settlement； and was now searching for some answers。 Her friend thought the class might help。
The game was designed to help people learn how money works。 In playing the game； they learn about the interaction of the ine statement with the balance sheet。 They learn how 〃cash flows〃 between
the two and how the road to wealth is through striving to increase your monthly cash flow from the asset column to the point that it exceeds your j monthly expenses。 Once you acplish this； you are able to get out of the 〃Rat Race〃 and out onto the 〃Fast Track〃。
As I have said； some people hate the game； some love it； and others miss the point。 This woman missed a valuable opport